Following its first-place finish at KFIP 2026, SIVAX is moving beyond product development and bringing institutional-grade structured finance directly to XRP holders through Xaman.
SEOUL, South Korea — SIVAX, a structured finance platform built on the XRP Ledger (XRPL), has expanded direct user access through Xaman following its parent company’s first-place win at the Korea Financial Innovation Program (KFIP) 2026.
Xaman users can now access SIVAX directly through the following link:
Access SIVAX on Xaman: https://xaman.app/detect/xapp:sivax.yield
The integration represents an important step for SIVAX as it moves from infrastructure development toward direct engagement with XRP holders. In a recent interview with the global XRP community, SIVAX introduced its approach to bringing professionally managed structured income strategies on-chain and explained how Xaman provides a simple entry point for users to access the platform. Rather than requiring users to navigate complex blockchain interfaces, SIVAX aims to make structured financial strategies more accessible through familiar XRPL wallet infrastructure.
The company noted that access through Xaman should not be interpreted as an endorsement, guarantee, or investment recommendation by Xaman.
From KFIP 2026 Winner to a Live XRPL Financial Product
SIVAX, won first place at KFIP 2026 in June. The program, co-hosted by Seoul Fintech Lab and XRPL Korea with Ripple as the main sponsor, drew applications from 75 companies and 53 individuals this year. Twelve teams advanced to the final pitch, held June 25 at Two IFC in Seoul’s Yeouido financial district.
SIVAX distinguished itself through a different approach to on-chain finance. Instead of starting with token issuance or crypto-native speculation, the company applies financial engineering techniques that have been used in traditional financial markets for decades, including structured products, derivatives, options, dynamic hedging, and quantitative risk management.
That background runs through the team, which has experience in structured product pricing, OTC derivatives, risk management systems, and financial infrastructure. Founder Janghyuk Youn studied physics at Korea University before pursuing graduate studies at Seoul National University in areas including stochastic processes, financial engineering, and quantitative risk management. He later worked on structured product pricing and risk systems before founding RiskX, the company behind SIVAX.
The company’s broader goal is to bring established financial engineering disciplines into a more transparent, programmable, and accessible on-chain environment.
“Repeatability Matters More Than the Highest APR”
SIVAX says its objective is not simply to compete for the highest headline yield. While Total Value Locked and APR remain relevant indicators, the company places greater emphasis on whether transactions and redemptions are processed properly, strategies behave as expected across different market conditions, risks remain controlled, and users understand how returns are generated.
The key concept is repeatability. For SIVAX, a credible financial service should be able to execute strategies, manage risk, process redemptions, and report results consistently over time. Rather than attempting to become the highest-APR provider in the market, SIVAX says it is focused on building a financial service that can operate reliably and repeatedly within the XRP ecosystem.
A Different Source of Yield for XRP Holders
Many Web3 yield products rely primarily on lending, arbitrage, or funding-rate capture. SIVAX’s intended yield is generated through structured products, options strategies, and active hedging techniques that have long been used in traditional financial markets.
Importantly, the yield does not come from native XRP staking or from the XRP Ledger itself. Instead, structured strategies accept defined market risks in exchange for potential sources of income such as option premiums and other structured payoffs. This distinction is central to how SIVAX describes itself.
The company does not describe its yield as risk-free. Rather, it focuses on identifying the risks being taken, continuously monitoring those exposures, and adjusting or hedging the portfolio before risks become unmanageable.
SIVAX currently offers products based on XRP and RLUSD. At the time of the interview, the XRP product displayed an estimated base APR of 5.1% plus a temporary 2% promotional bonus, while RLUSD displayed an estimated base APR of 7.1% plus a temporary 3% promotional bonus. All displayed APRs are estimates and are not guaranteed.
Building More Than a Yield Product
SIVAX believes its growth could also contribute to the broader development of XRP-related financial markets. Structured product strategies require ongoing options transactions, hedging, and portfolio rebalancing. As SIVAX’s assets under management and trading activity grow, the platform expects to create additional demand for XRP and RLUSD options liquidity.
Over time, that order flow could provide more opportunities for professional market makers and liquidity providers while helping deepen derivatives markets around the XRP ecosystem. RLUSD could also play a larger role as a settlement or collateral asset for XRP-related structured products.
From this perspective, SIVAX aims not only to use existing XRPL liquidity, but also to help generate new financial activity, new products, and new demand within the ecosystem.
Expanding Across the Global XRPL Ecosystem
With direct access now available through Xaman, SIVAX is continuing to expand its presence across the broader XRPL ecosystem. The SIVAX team will participate in XRPL Seoul 2026, where its founder will speak and engage with both Korean and international XRP community members. The team also plans to attend Ripple Swell in New York in October, where it expects to meet institutional digital-asset participants, strategic partners, liquidity providers, and other ecosystem companies.
Longer term, SIVAX wants to make sophisticated structured finance products easier for ordinary XRP holders to understand and access. The company is also exploring how structured products could eventually become machine-readable, with variables such as underlying assets, maturity, payoff structures, and risk limits represented in standardized formats. This could eventually allow AI agents to compare and execute financial strategies according to specific investor requirements.
“Traditional structured products have been developed over decades, but they remain complex and difficult for many investors to access,” SIVAX said. “Our goal is to bring that established financial engineering on-chain in a way that is more transparent, programmable, and accessible.”
The company added that winning KFIP 2026 provided an important validation of its direction, while direct access through Xaman marks the next phase of bringing that architecture to real XRP holders.
About SIVAX
SIVAX is a structured finance platform built on the XRP Ledger. The platform combines established structured product mechanics, options strategies, and risk management techniques with XRPL infrastructure to provide XRP and digital-asset holders with additional sources of structured income. SIVAX is focused on expanding the range of transparent financial products available across the XRPL ecosystem while maintaining a strong emphasis on risk management, operational discipline, and user understanding.
Website: https://www.sivax.io/
Access SIVAX on Xaman: https://xaman.app/detect/xapp:sivax.yield
Contact: [email protected]
Disclaimer: This material is provided for informational purposes only and does not constitute investment advice, investment solicitation, or a guarantee of returns. Digital assets, derivatives, and structured strategies involve significant risks, including the possible loss of principal. All displayed yields are estimates and are not guaranteed.
